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Middletown Car Accident Attorney

A car accident could leave you with many injuries and damages. It does not, however, leave you without options. If you have injuries from an auto accident that was not your fault, you may have the right to recover compensation for your damages. One of the most important first steps to take in obtaining fair compensation is hiring a Middleton, New Jersey car accident lawyer. The experienced accident attorneys at Cerussi & Gunn, P.C. offer free initial consultations for crash victims. Contact us if you have been in a car accident in Middleton.

Why Clients Choose Cerussi & Gunn, P.C.

  • We have a comprehensive knowledge base regarding car accident law. Personal injury is our law firm’s exclusive practice area.
  • We aim to bring change to traffic laws on an institutional level through our work, not just to seek justice for injured clients.
  • We have an outstanding reputation in our field. Almost all of our new cases are referrals from former clients and colleagues.

Common Causes of Car Accidents in New Jersey

New Jersey is a no-fault insurance state, meaning you will not need to identify the person at fault for your crash in most cases. If, however, you have serious injuries or you purchased the type of insurance that allows you to file a fault claim, you or a car accident lawyer will need to determine the cause of your collision.

  • Negligent drivers. Human error is the most common cause of car accidents in Middleton. Common examples include drunk driving, distracted driving, speeding, racing, red-light running, ignoring rights-of-way and drowsy driving.
  • Dangerous roads. Some roads are unfit for drivers due to negligence by the city or state government. If an ignored problem such as a pothole contributed to your car accident, your lawyer may be able to hold the government liable on your behalf.
  • Auto defects. Issues with vehicle maintenance from a negligent owner could lead to dangerous malfunctions in transit. Auto defects could also refer to parts that do not perform as they should from an issue at the manufacturer.

Determining the cause of the car accident may be one of the first steps toward obtaining justice, closure and compensation. From there, your lawyer could help you bring a tort claim against the responsible party in pursuit of financial compensation. A claim against the at-fault party could result in greater compensation than a first-party claim.

Who Is Liable? What Are Your Legal Options?

A first-party insurance claim can repay you for your medical bills and property damages up to the maximum coverage listed on your personal injury protection (PIP) policy. A PIP claim does not require you to prove anyone else’s fault for your car accident under New Jersey’s no-fault laws. Your own insurance provider will offer coverage without proof of fault up to the maximum.

In New Jersey, however, drivers also have the choice to purchase limited or unlimited right-to-sue insurance. Depending on your policy, you may be able to bring a claim against the driver or party that caused your accident instead of filing a first-party claim. A fault-based lawsuit may end in better benefits for your losses, such as an award for pain and suffering. A discussion with an accident  lawyer from Cerussi & Gunn, P.C. can help you understand your insurance and/or lawsuit options after a serious car accident in Middleton.

Contact a Middletown, NJ Car Accident Attorney Today

You may not have to pay the bills for vehicle repairs, medical expenses, lost wages, legal fees and other damages you suffered in a car accident in Middleton. The person or entity that caused your wreck may be liable instead. With representation from a Monmouth County car accident attorney at Cerussi & Gunn, P.C., you may be able to hold someone responsible for your losses to obtain maximum compensation. Our Middletown car accident lawyers can help your family with the claims process while you concentrate on recovering from your injuries. Contact us now to learn more about our services during a free consultation in Middleton, New Jersey.